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You’ll also need the Veteran’s DD214 (or other separation papers) if available.

Submit the form and discharge or separation papers to:

  • Your lender for processing online, or
  • The VA regional loan center that serves your state

If you’re not receiving DIC benefits

You’ll first need to fill out an Application for DIC, Survivors Pension and/or Accrued Benefits (VA Form 21P-534EZ).

You’ll also need:

  • The Veteran’s DD214 (or other separation papers) if available, and
  • A copy of your marriage license, and
  • The Veteran’s death certificate

Submit the form and documents to the VA pension management center that serves your state.
Find a VA pension management center

Next steps for getting a VA-backed home loan

Applying for your COE is only one part of the process for getting a VA-backed home loan. Your next steps will depend on the type of loan you’re looking to get—and on the private bank or mortgage company that’s serving as your lender.

皇家棋牌The lender will request a VA appraisal (assessment) of the house. An appraisal estimates the house’s market value at the time of inspection. An appraisal isn't a home inspection or a guaranty of value. 

The lender reviews the appraisal, your credit information, and your income, then decides if they should accept your loan application.

If they decide to accept your application, the lender will work with you to select a title company (or other entity) to close (transfer ownership) on the house. 

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